Family & Individual Health Insurance

Explore our many family and individual health insurance coverage options, perfect to support your health in every situation.

Schedule your NO COST Health Insurance consultation today.

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As your local licensed insurance agency, we're here to help find the Health Insurance plan that best fits your needs and budget.

All Valley Agency will look at what is important to you and help you figure out what plan is right for you.

  • Your Health Idaho & Healthcare.gov

    We are authorized with Your Health Idaho and the Federal marketplace (Healthcare.gov) to assist you in qualifying for tax credit subsidies to reduce premiums.

  • Short Term Insurance

    We offer plans through many carriers that provide short term coverage for up to 6 months at a time. Short term coverage can be used to bridge the gap until permanent coverage can be obtained.

  • Self-Employed

    Many self employed people can qualify for tax credits and subsidies however for those that have 2 or more employees we offer small group health plans with affordable prices.

Our Health Insurance Services

Education

We Will show you how the state or Federal Marketplace works and help you apply for and obtain tax credit and premium assistance.

Plan Information

We will show you the various plan designs and networks that fit your needs and budget.

Guidance

We will guide you through the steps to apply and obtain a tax credit subsidy to reduce premiums. We will explain how each plan and network works and help you choose the plan that is best for you.

Full Service

After helping you obtain coverage for the marketplace we will provide complete claims assistance. We will be there to assist with any life or income changes that would pertain to your plan or tax credit along the way. Because your best interest is our main concern.

Health Insurance Made Simple

Open enrollment for families and individuals begins November 1 and ends December 15. This would make your health coverage effective January 1 of the next year.

You might qualify for a special election period if have recently:

  • Lost your health coverage
  • Had changes to family structure (divorce, marriage or birth)
  • Moved out of a service area
  • Had changes to your subsidies/tax credits

All Valley Agency specializes in working with Your Health Idaho and the Oregon federal marketplace to make sure you receive a tax credit, which determined by income and the size of your household. Premium tax credits lower your monthly premium and cost sharing. After a tax credit is determined, we will work on finding the best plan for you by​ comparing plans, cost and coverage.

When the Affordable Care Act was established, the metal tiers were set: Bronze, Silver, Gold and Platinum. Bronze plans are cheaper, but out of pocket costs paid by you will be higher. Platinum plans have higher premiums, but they will have lower costs to you.

All Valley Agency specializes in working with Your Health Idaho and the Oregon federal marketplace to make sure you receive a tax credit, which determined by income and the size of your household. Premium tax credits lower your monthly premium and cost sharing. After a tax credit is determined, we will work on finding the best plan for you by​ comparing plans, cost and coverage.

When the Affordable Care Act was established, the metal tiers were set: Bronze, Silver, Gold and Platinum. Bronze plans are cheaper, but out of pocket costs paid by you will be higher. Platinum plans have higher premiums, but they will have lower costs to you.

The Affordable Care Act also made sure plans are available regardless of your health. There are NO Health questions or waiting periods on pre-existing health conditions.

All Valley Agency will look at what is important to you and help you figure out what plan is right for you.

Some of the major carriers we are contracted with for Individuals and groups are: Blue Cross, Regence, Access Care, and Mountain Health Co-op.

The Affordable Care Act also made sure plans are available regardless of your health. There are NO Health questions or waiting periods on pre-existing health conditions.

All Valley Agency will look at what is important to you and help you figure out what plan is right for you.

Some of the major carriers we are contracted with for Individuals and groups are: Blue Cross, Regence, Access Care, and Mountain Health Co-op.
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FIND OUT WHICH HEALTH INSURANCE PLAN IS RIGHT FOR YOU

All Valley Agency offers you personal service with free at home or in-office consultation

  • 90 Years Combined Experience
  • Helpful and Friendly Service
  • Commitment To Our Customers
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What Our Clients Say

We love our clients! Our mission is to help everyone find their perfect plan to help them have peace of mind and the protection they need.

Thank you so much for helping us with our health insurance. I am at peace. My husband was very comfortable with you which is so important now. If I have the opportunity I'll certainly recommend All Valley Agency, Inc.
Susan H.
There is a reason why I walked in the door to All Valley Agency. I have had nothing but complete understanding of my health plan, and above and beyond customer service with extensive help on claims that derived from my prior health plan. Thank you All Valley Agency !
Leonard H.
The people here are so nice and helpful. Family-run, they really make you feel cared about. I was consistently updated on the process of my insurance and even had offers from them to drop paperwork off at my job to make it more convenient for me. You can tell they really care about getting you the help you need.
Mikayla S.

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