Terms of Service
Effective Date: [Insert Date]
Company: All Valley Agency, LLC
Location: Payette, Idaho, United States
1. Acceptance of Terms
By accessing or using the services provided by All Valley Agency, LLC (“All Valley Agency,” “we,” “our,” or “us”), including our website All Valley Agency, digital communications, or any insurance products and services we offer (collectively, the “Services”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please discontinue use of our Services.
2. Our Services
All Valley Agency provides insurance-related services, including but not limited to:
Health, life, property, casualty, and annuity insurance offerings
Educational content, resources, and customer support
Policy reviews and consultations
We act as an independent insurance agency licensed in the state of Idaho. All insurance coverage is subject to the terms and conditions of the policy issued by the applicable carrier.
3. Eligibility
You must:
Be at least 18 years old, and
Be legally able to enter into contracts in the state of Idaho or your state of residence, to use our Services.
4. No Guarantee of Coverage
Submission of information through our website, email, phone, or in person does not guarantee coverage. Insurance applications are subject to review and approval by third-party carriers. Premiums, rates, and coverage limits are determined solely by those carriers.
5. Privacy Policy
Your privacy is important to us. By using our Services, you also agree to the terms of our Privacy Policy, which describes how we collect, use, and protect your personal information.
6. User Responsibilities
When using our Services, you agree not to:
Provide false, misleading, or incomplete information.
Use our Services for unlawful purposes.
Interfere with the security or proper function of our website or systems.
7. Disclaimers
No Professional Advice Guarantee: Information provided by All Valley Agency is for educational purposes only and does not replace professional legal, tax, or financial advice.
No Warranties: Services are provided “as is” and “as available.” We make no warranties regarding availability, accuracy, or fitness for a particular purpose.
8. Limitation of Liability
To the fullest extent permitted by law, All Valley Agency shall not be liable for any indirect, incidental, or consequential damages, including loss of data, profits, or business opportunities, arising from your use of our Services.
9. Third-Party Links
Our Services may contain links to third-party websites or resources. All Valley Agency is not responsible for the content, accuracy, or practices of third parties.
10. Termination
We reserve the right to suspend or terminate access to our Services at any time for violations of these Terms or for any other lawful reason.
11. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Idaho, without regard to its conflict of law principles.
12. Changes to Terms
We may update these Terms periodically. The updated version will be posted on our website with a revised “Effective Date.” Continued use of our Services after changes constitutes acceptance of the updated Terms.
Contact Us
If you have any questions about these Terms of Service, You can contact us:
By email: info@allvalleyagency.com
By visiting this page on our website: https://allvalleyagency.com/terms-of-service/
By phone number: 208.642.3435
By mail: 921 Center Ave, Payette, ID 83661